In this blog:

1. The make-up of investment growth

2. Gearing investments – not what you expect

3. Tariffs – what Trump has done to smoothies, mangoes and the Chevy Silverado

4. The difference between Bill Gates and Warren Buffett, in Warren’s words

5. When the rich get richer

In this blog:

1. Giving it all away: no one gets out of here alive

2. Gifts into discretionary trusts – the tax consequences

3. “Our team aim to respond to all emails within 11 working days…”

4. Current annuity rates and how they have moved

5. Cut your 40% / 45% tax on interest to 36% / 40% permanently

6. Henderson International Income – what to do if you hold it

7. Long-term income versus RPI – the data

8. What did you do last Tuesday?

In this blog:

1. Jack Bogle’s Rules

2. What a final salary portfolio looks like – would you know what you’re looking at?

3. Your self-insured Defined Projected Benefit pension

4. You have £700k in pension and savings, what’s a reasonable NET income expectation?

In this blog:

1. The US market is broken: 20% of the entire S&P 500 gain in 2024 was from only one company. Why index trackers have created a huge problem.

2. Client case study – how much income does £256k get you?

3. Investment trusts – the trend is your friend until it’s not

4. Doug in the FT

5. Treating pensions as assets rather than income threatens their true purpose

In this blog:

1. Investing with leopards and elephants

2. How to lose Mastercard entirely

3. Mag 7? We’ve seen this before

4. American tech stocks are not all winners

In this blog:

1. What would you guess is the most common annual % return from the FTSE All Share over the last 30 years?

2. How to gift wealth to mitigate IHT

3. Understanding Henderson Far East Income

4. How the S&P 500 outperformed hedge funds – and it wasn’t even close

In this blog:

1. Great Uncle Cecil and the African savannah

2. Here’s how much discount you get with us…

3. Who stole your cheese?? When 3% is more than 6%

4. Slide 99 – what’s the point of trying to guess annual asset allocation?

In this blog:

1. “At any moment, you are one good choice away from a meaningful better life”

2. Why the valuation extremes are not as bad as 2000 (yet)

3. 2024 dividend increases, listed trust by trust

4. The single item needed to be a client of Chancery Lane (it’s not what you think)

5. RPI, CPI, US and TV’s

6. A sage warning on how some investments work

In this blog:

1. Annuities vs bonds

2. Why fund prices are (probably) a red herring, used as sales tools for retail.

3. Who’s paying the bill? Net contributions to the EU budget.

4. The Passive Ponzi, aka, all rivers run to the sea.

In this blog:

1. Your state pension – the deferral decision

2. Our fees are 0.75% initial and 1% per annum (VAT free) – how does that compare?

3. No portfolio income has ever fallen – how it’s done

4. Maths & English – are you better than the 20% identified by the Economist?

5. The Next Big Thing – you pay us to keep you away from these

In this blog:

1. The world’s most expensive investment fund? (Probably)

2. Is this how your pension should look over your lifetime?

3. The client query: Fancy a dabble in a hedge fund? (Ed: Why?)

4. Physically backed crypto?

In this blog:

1. It’s… the World Chess Championship in Singapore

2. 5% fixed for 10 years – is the US Treasury about to start sweating?

3. Why there is no Nvidia, Intel, IBM etc in the UK

4. Understand your yield (not hers or his or theirs)

5. The figures behind buy to let – costs, tax, gains, profits

In this blog:

1. The LTA rule changes – there’s more detail than most people know

2. How much it cost one client to get an extra £3,286 state pension per year

3. Data: Merchants Trust v Vanguard FTSE ETF

4. Data: a peek at a part of what tracking trusts entails

5. How French succession law works

In this blog:

1. No surprise there then

2. A day in the life of Chancery Lane

3. Henderson International Income – the big ‘why not’

4. ‘My friend said ….’ Is that enough respect for your lifetime income?

In this blog:

1. Lifestyling, how to lose ¼ of your pension

2. The data comparing Vanguard FTSE Income vs Merchants Trust

3. The biggest threat to security as we age

In this blog:

1. Avoiding those black swans

2. Middle East virtual war, US fractured election and the markets rise -defying gravity?

3. Reassuring email from a duly elected MP

In this blog:

1. Affordability: Demographic breakdown of the source of personal tax revenue

2. Teach your children well – do you trust them?

3. ETFs – active not passive so not what we thought

4. Your pension money: spent on TV subscriptions perchance?

5. Did you get confused by the nine months income comparison table?

In this blog:

1. What WAS her name??

2. The pension revolution you didn’t spot

3. End of Q3 – income stats for each trust in our research pool comparing figures for 2023 to 2024

4. Can you spot a TOAD? (Apparently it’s a thing)

In this blog:

1. Your pension – does the patient need surgery or reassurance?

2. 2024 tech giants versus 2000 tech giants – cliff edge again?

3. Talking about money…there’s an awful lot of it around

4. Just one thing – about pensions and tax

5. Can you spot the difference?

In this blog:

1. Afraid of Ms Reeves? A simple cut to tax on interest and investment gains

2. Just one thing about your pension

3. Because there’s no plan B

4. From the £900 million Merchants Trust – where they are finding income

5. It's cooking on gas (or riding at ‘full gas’ as the cyclists say)

6. “Doesn’t play well with others”

7. The right thing at the right time

8. Pension issues – global not local

9. Opinions versus data

10. Last word goes to Peter Jay