In this blog:

1. Get one investment decision right per year

2. Interest rates – running away with the money

3. Ahhh Google, what have you done?

4. If the money feels tight, consider the pricing involved in the tech you are buying

5. A tale of two mortgages

In this blog:

1. Example: National Grid 2024 5.875%

2. All 747’s are planes, but not all planes are 747’s

3. Lifting the lid on part of our analysis

In this blog:

1. Get the size right – too big can be catastrophic

2. Getting the size wrong can be fatal as well

3. Rachel Reeves and the Lifetime Allowance Show

The Telegraph runs a weekly column called the Telegraph Money Makeover – readers write in if they are seeking help with their finances and the journalist of the day contacts firms like ours to ask if we’d like to write in with recommendations in return for getting name-checked in the paper (we’ve been there several times over the last few years)…

In this blog:

1. The 5 ways to get income from your pension

2. Bonds at that mythical 5%

3. Never pay full rate 40% or 45% income tax again

In this blog:

1. Question 1 – do you need your income guaranteed or not?

2. Question 2 – is this an area of your expertise?

3. Possible vs probable vs guaranteed

4. The most important element of the objective

In this blog:

1. Periodic active v passive reconciliation

2. The Vanguard question

In this blog:

1. The $12.5 million idea

2. Moneyball for pensions

3. We are data analysts

4. Good recipe, but what’s the cake like?

5. So long, farewell

6. And Alan did run

7. Almost Methuselah

In this blog:

1. “Is the manager in?”

2. You don’t need to calculate the distance to the sun, remember Pythagoras, or measure the visibility to see the horizon.

3. Do you have £1 million?

In this blog:

1. How not to drive into an investment wall

2. Problem 1

3. Problem 2

In this blog:

1. Asset rich, and cash poor

2. Tontine, not Tonto

3. Lifetime Allowance - a note from Martin

In this blog:

1. Don’t ignore the objective and debate the detail

2. Starting with the basics

3. Two rules of thumb that investors should accept and not debate

4. Why doesn’t everyone do this?

The internet can be a wonderful thing, and we think that the site at visualcapitalist.com has some interesting compilations of statistics. Here’s one that sticks out: if you’ve ever wondered if the French really are the work-shy-gilets-jaunes who retire as soon as they’ve learned to grow vines in the garden, well…

In this blog:

1. Client case studies

2. Our mission

In this blog:

1. When is a 3% return better for an investor than a 6% return?

2. Averages – simple, huh?

3. Like Helvellyn, investing seems quicker coming down than going up.

4. When is 3% more than 6%?

In this blog:

1. Metro Bank

2. Is he who he says he is?

In this blog:

1. What’s inside the grey box?

2. Probable v possible: the cost

3. Guarantees are contractual, dividends are discretionary

In this blog:

1. This is significant

2. We’ve got company

3. Retirement: got any plans?

In this blog:

1. We don’t use Lowand, but…

2. The question they all ask

In this blog:

1. Past performance is not a reliable indicator of future returns

2. Consider two investments side by side, one with a return of 4% and one with 8% - which one is the more profitable?

3. High or low relative to what?

4. What the data says.