As in every industry, the number of financial planners claiming to be experts are endless, but in reality, very few will give clear, personalised expert advice to those who are not planning investing with gold bars and computer code and mid-Atlantic hotel rooms.

Learn more about how much money you will need and how long it’ll last in retirement.

Investing might seem simple…buy low, sell high right? In reality, investing is a road riddled with potholes and cracks and successfully navigating it isn’t as easy as it might seem.

We took a look at what people see as their ultimate bucket list and were amazed at the sheer scale and diversity of what we found. Travel featured very highly and shows some commonality of destinations but for everything else the choices are endless.

When peace was declared in 1945 the resulting rise in the birth rate produced a generation who would grow up free of fear and none-too-keen on suffering as their parents and grandparents had done.

Statistically the most dangerous years of your life are the year you are born and the year you retire! For some stepping out of the rat race brings a sense of relief and opportunity, whilst for others it removes much of what defines them.

Research from the perspective of a mathematical theorist examining the patterns and behaviours of trust dividend payments to determine confidence levels for future projections via algorithms, and, specifically, the correlations to be found within the trusts. This drills down into the actual volatility of income to determine whether or not the term ‘risk’ is being correctly applied to income streams.

From an actuary’s perspective, the dividend returns of a pre-selected set of investment trusts are analysed to determine the mathematical relationship between demonstrable historical movements and future projections. It considers confidence levels within set bounds by calculating correlations and measuring causation effects, comparing model forecasts against actual portfolio returns.

As Financial Advisors we operate in a highly regulated industry and we take our responsibility for looking after your retirement income very seriously. Corporate Social Responsibility (CSR) is a self-regulatory business model which we voluntarily embrace because it’s in our nature to care.

We believe dividend investing is the best way to secure a retirement income and beats capital investing for capital hands down. 5 of these reasons are exposed in this article.