Electric dream
A rumbling of concern about electric cars came from an unlikely source earlier this month in the form of a piece in Mail Online by Rowan Atkinson. Unlikely, that is, until you are acquainted with his credentials.
I plead guilty
Inflation: CPI vs RPI. Saving with banks whose names you can’t pronounce, and living on a budget
Time shifting
I won’t be seeing any of my four offspring on Father’s Day, and I don’t mind a bit. I have a similar attitude to birthdays. I won’t see any of them on Christmas Day either. Of course, I love spending time with my kids but…
Teething issues - the bit they are not telling you about today's AI
I came across the story in the New York Times last week; I can’t add anything to the explanation, so I’ve just quoted. You’ll agree that such Trumpian errors are scary…
A 100% record
Gas and water bills, council tax and house insurance – some expenses are utterly predictable and though not guaranteed to be charged to us, the rational expectation is that they will be. Technically speaking every company in the FTSE 100 could pay no dividends this year, however the rational expectation is that they will: ‘rational’ because…
Taste Buds
Rod Liddle’s Sunday Times article headlined, “We slurped up loads more sugar and salt in the Seventies. So why are we fatter now?” He went on to bemoan Tony Blair’s government for bullying food manufacturers into reducing sugar and salt and in the process ruining the flavour of teatime favourites like Heinz Cream of Tomato Soup and Spaghetti Hoops, to the point where “nobody eats that stuff anymore.” Maybe he’s right?
Ninety-Nine Problems
As the sun begins to make a more frequent appearance and the temperature rises, ice cream sales are also on the up. News so important that it featured in Radio 4’s bulletins, that Cadbury flakes, now made in Egypt, are too crumbly! Then there’s the matter of Percy Pig ice cream and Golden Gaytime…
Looking at money the wrong way round
When King Charles was a prince there was a long-running tale that he never carried money; that was probably correct as he has always had people to do that for him. I suspect, however, that he has probably never…
Inflation – the BBC tells us what it was, JP Morgan tells us what it might be
Since its founding, Black Hills has paid a dividend to its shareholders every year, for 81 consecutive years. This endows Black Hills with a place in the US’s Dividend Kings, though the longest run of increases belongs to American States Water at 67 years. Looking across the pond at dividends we see that
Superfans
I have known my colleague and friend for about twenty years. He trained as an accountant, has a neat haircut, smart appearance, and lives in the home counties. Having spent a great deal of time in his company I thought I knew him pretty well, but it seems he was hiding a dark secret.
Take a hike
My 26-year-old daughter recently encouraged me to watch a film called “End to End” about singer songwriter George Ezra's charming Cross-Britain hike. Have you seen it?
All fall down
Financial advice from my Cypriot barber (credit card machine out of order again…), and how to walk like a duck called Warren Buffett.
The rise and fall of The Chippy, and how it rose again
Growing up in Yorkshire, it seems there was a chippy on every street corner. Less so now, but there are still some brilliant exponents of The Noble Art, complete with awards. However there was a rather dramatic turn of events at two of my locals recently…
“Looka dat, looka dat….”
If you looked at the UK charts only in February ’74, you’d be excused for believing the quality of music in that year was – hmmm – odd. If you viewed 1974’s music by the best-selling albums for the whole year you’d have a completely different view. How does that relate to your investments?
Sick of Chatbots? So am I
I'd like to have had a go at someone for time wasting and daft questions, but Chatbots have thick skins and don't care.
According to Forbes 86% of people prefer a human to talk to, and I'm one of them.
It is, are you? What normal looks like.
Everything is relative, including wealth, yours and theirs. This week I talk about… You - a perspective. And a type of calendar that I can’t imagine being a worse item to have in your house.
Death and Taxes. Cost and Value
Death and Taxes: financial planning can help with both of them.
And the difference between cost and value: only concern yourself with the areas that make a difference.
Greek Odyssey
I can barely remember my early visits to Greek Islands, lost as they were to late nights, Raki, Ouzo and Retsina. Art director Terry, who is responsible for much of our graphic content, got marooned in his Cretian holiday home during Covid and never came back. I went to stay recently and had a very different sort of experience this time around.
Is extreme wellness making us sick?
According to McKinsey the wellness industry is a staggering $1.5 trillion market worldwide, but is it good for us, or just making us sick? I admit to feeling a little queasy listening to Radio 4’s programme The New Gurus over breakfast this week. The episode was titled Taking the Urine, inspired by one guru, Will Blunderfield’s habit of drinking his. And from there it got more bizarre, explicit and rather sad.
Huffing and Puffing
The Investors’ Chronicle is a virtual bible for DIY investors and we were recently asked to comment on and critique one reader’s portfolio and planning – he was seeking ideas and reassurance as he steps confidently to his impending retirement.